Ayushman Bharat Pradhan Mantri Jan Arogya Yojana

Ayushman Bharat (officially called Ayushman Bharat Pradhan Mantri Jan Arogya Yojana) is a major health initiative launched by the Government of India in 2018 to improve access to healthcare, especially for poor and vulnerable families.

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🏥 What it includes

Ayushman Bharat has two main components:

1. Health and Wellness Centres (HWCs)
   • Upgrade of existing sub-centres and primary health centres
   • Provide free basic healthcare, medicines, and diagnostics
2. Pradhan Mantri Jan Arogya Yojana (PM-JAY)
   • Health insurance scheme
   • Covers up to ₹5 lakh per family per year for hospitalization
   • Cashless treatment at empanelled hospitals (public & private)

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👨‍👩‍👧 Who can benefit?

• Economically weaker families (based on SECC data)
• No restriction on family size, age, or gender
• Covers crores of families across India

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💊 Key benefits

• Free hospitalization for serious illnesses
• Covers surgery, medicines, diagnostics, ICU charges
• Nationwide portability (can use benefits anywhere in India)
• No premium required from beneficiaries

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📲 How to check eligibility

You can:

• Visit the official PM-JAY website
• Call the helpline (14555)
• Check using your mobile number or ration card

in Kolkata

Cancer Treatment under Ayushman Bharat PM-JAY By Dr Satadru Biswas